Saturday, September 24, 2005

My Car is Back!

Well, I guess some of you have already heard, but I got a call Friday afternoon that my car was done and ready to pick up! We were on our way to get Mike's car from the shop--we now have a realistic hope that its persistant "not wanting to start" problem is fixed! Anyway, got his car, then headed down to the south to turn in my rental car and get my Honda. All worked out fine! Everyone was happy---the Enterprise rental gal was happy---my rental was fine and way cleaner than she is used to seeing them--said she wouldn't have to clean it!!!! It really made me wonder what they usually come back like! Of course, Anne and I don't make too much of a mess, no random cheerios lying about these days, etc! I was happy to get my car, it looks good as new, and except for some scratching on the "H" logo on the hood, you would never guess that the car had been grossly mangled. It drives fine, and I haven't noticed any differences, which is good!!!!!!! I am glad to have my power windows and power locks back!!!! How we get spoiled, eh?

Mike has talked to his folks a couple of times, and I talked to them early this evening, when they called. It was good to talk to them! It sounds like they came through the storms just fine. We are very relieved to hear that they had no damage. Some of their neighbors were not so lucky. They had heard that a number of trees were down in their neighborhood and saw that some were down on their street. I guess it isn't too surprising, as the neighborhood is an older one, with a lot of mature and very tall trees. I am sure they are all lucky to have gotten off so lightly. They were having very little wind and only a little bit of rain, more of a sprinkle, when I talked to them. I have had emails from Russ's wife Amy, and they are all doing well in Houston. I don't think they had any damage, and they hadn't lost power either, last I heard. They were worried about the Walters in Lufkin, but I understand that they have all talked to each other on the phone since then.

I am sure Jo and husband Eric are excited to be moving into their new home soon! Jo has some great photos on her blogs, and I am sure there will be even more later. How fun to start fresh with a brand new house, new furniture, etc! Their kitty had fun checking the house over, and seems to have given it her seal of approval. A good thing!

After taking Mike to work on Friday, I did a walk around the house to check the plants, for the first time in ages. Everything looks really good. The jasmine on the trellis continues to grow. I retrained some on the vines, which were headed into the palm tree that is nearby. It is all still a bit sparse, but that will change as it continues to grow. All the hibiscus have blooms open, and some are also covered in buds. They look really nice, and will continue to do so! The one planted last summer after the hurricanes looks as "grown up" as the rest, you would never know it was so new. The grapefruit tree is covered, and I think I probably should have culled out more of the grapefruit when they were little tykes. The side the tree leans to already is made worse by having a bumper crop of grapefruit on that side, further weighing the tree down in that direction. For the most part, I probably did okay with the culling I did, as far as size of fruit goes, as they look like they are a pretty decent size this year. Some are turning pink on the outside, I don't remember any of them doing that last year. I imagine some of them are ready to pick already, and maybe way more than we realize. Mike will have to get started eating them! All the other plants continue to do well. The frangipani has two more places that have blooms and buds, in addition to the original spot. The flowers are quite lovely, and I just wish the tree wasn't so tall, so I could see the flowers more easily. As Mike says, that is why he takes photos of them, so I can see them!

Our best wishes to you all, and to all the Texas family, stay safe!

2 Comments:

At 8:22 AM, Blogger Stan said...

Different Car Insurance

There are different types of insurance coverage available, thus the best question to ask when applying for insurance, is which policy is available to me. In the beginning of the 19th century laws were passed stating that anyone driver a motor vehicle is by law obligated to have a measure of coverage. The drive can take out full coverage, or else �third-party� coverage, which will protect them in the event an accident occurs. The policy will keep you out of the arms of the law even if you are pulled over for a traffic violation, by protecting you from getting citations, fines, jail, or towed vehicle for no proof.

Third party will offer a measure of protection, however it will not protect you entirely if an accident occurs, and most likely will not cover you if your car is stolen. If you possess a �High-Performance� or �Classic� vehicle, then you will need supplementary coverage, outside of third-party coverage. In fact, you will need full coverage, plus the supplementary coverage to protect your vehicle. The coverage offered to these customers is to protect them extensively, since the risks are higher and the cost of repairs on such vehicles is twice more expensive than standard vehicles.

If you only take out third-party insurance on a high dollar vehicle, then you will pay the cost of repair and suffer losses in the event you are in an accident, unless the other driver is at fault. However, if that driver is at fault, still you may pay the cost that is not covered under the other drivers insurance if he too has third-party coverage. The third-party coverage will cover drivers on �public roads,� or private roads.� The policy may offer limited coverage for �legal liabilities� and �passenger indemnity.� The passenger indemnity means that if you are driving and your passenger hit�s a parked vehicle with the passenger door then you will be covered. The coverage may offer protection against fire and theft also, which will provide you a measure of coverage in the event your car is stolen or fire occurs. However, you must read the terms and agreements carefully, since some third-party coverage is minimal and will not offer this protection. On the other hand, comprehensive full coverage will defend you on nearly every possible occurrence. Comprehensive full insurance coverage �is the complete form of car insurance� that �adds accidental damage� coverage �to the 3 policies discussed.�

The comprehensive coverage can protect you, despite the level of damage, and will cover you on many �personal accidents� in the event you are injured. Third-party coverage was not planned to provide the coverage that the comprehensive policies bring. Third Party Only is a liability policy that will prevent you from charge if you cause an accident. The Policy will provide a measure of assurance that if you are in an industrial accident �the innocent party�s repair/replacement costs are insured against.

Thus, insurance coverage is different and most companies base the pricing on age, driving history, gender, type of car, and so forth. Regardless of the type of insurance you are seeking, all policies have premiums. The companies will often ask customers to provide an estimated guess as to how many miles you drive each year and this too will affect your premiums. Most companies estimate that drivers should only drive around 12,000 miles per year, but it depends on the company. Furthermore, under law you are responsible for your vehicle, therefore, if you are seeking insurance coverage and intend to allow other drivers to drive the car, make sure you get coverage for other drivers, otherwise if the driver causes an accident, by law you will pay for the damage, loss, death, and any other problem the accident caused. Thus, if you have a new car, high-performance vehicle, and other risky materials or issues that can increase your premiums, take not of each area that may be considered a high risk and point this out to the agent ahead of time. It makes sense to get several quotes if you pose a potential high risk to find the best rates on car insurance plans.

For more insurance information please visit
http://thehomeworkco.com/insurance/index.php or http://cheapcarinsurance1.blogspot.com

 
At 12:55 AM, Blogger Stan said...

Different Car Insurance

There are different types of insurance coverage available, thus the best question to ask when applying for insurance, is which policy is available to me. In the beginning of the 19th century laws were passed stating that anyone driver a motor vehicle is by law obligated to have a measure of coverage. The drive can take out full coverage, or else �third-party� coverage, which will protect them in the event an accident occurs. The policy will keep you out of the arms of the law even if you are pulled over for a traffic violation, by protecting you from getting citations, fines, jail, or towed vehicle for no proof.

Third party will offer a measure of protection, however it will not protect you entirely if an accident occurs, and most likely will not cover you if your car is stolen. If you possess a �High-Performance� or �Classic� vehicle, then you will need supplementary coverage, outside of third-party coverage. In fact, you will need full coverage, plus the supplementary coverage to protect your vehicle. The coverage offered to these customers is to protect them extensively, since the risks are higher and the cost of repairs on such vehicles is twice more expensive than standard vehicles.

If you only take out third-party insurance on a high dollar vehicle, then you will pay the cost of repair and suffer losses in the event you are in an accident, unless the other driver is at fault. However, if that driver is at fault, still you may pay the cost that is not covered under the other drivers insurance if he too has third-party coverage. The third-party coverage will cover drivers on �public roads,� or private roads.� The policy may offer limited coverage for �legal liabilities� and �passenger indemnity.� The passenger indemnity means that if you are driving and your passenger hit�s a parked vehicle with the passenger door then you will be covered. The coverage may offer protection against fire and theft also, which will provide you a measure of coverage in the event your car is stolen or fire occurs. However, you must read the terms and agreements carefully, since some third-party coverage is minimal and will not offer this protection. On the other hand, comprehensive full coverage will defend you on nearly every possible occurrence. Comprehensive full insurance coverage �is the complete form of car insurance� that �adds accidental damage� coverage �to the 3 policies discussed.�

The comprehensive coverage can protect you, despite the level of damage, and will cover you on many �personal accidents� in the event you are injured. Third-party coverage was not planned to provide the coverage that the comprehensive policies bring. Third Party Only is a liability policy that will prevent you from charge if you cause an accident. The Policy will provide a measure of assurance that if you are in an industrial accident �the innocent party�s repair/replacement costs are insured against.

Thus, insurance coverage is different and most companies base the pricing on age, driving history, gender, type of car, and so forth. Regardless of the type of insurance you are seeking, all policies have premiums. The companies will often ask customers to provide an estimated guess as to how many miles you drive each year and this too will affect your premiums. Most companies estimate that drivers should only drive around 12,000 miles per year, but it depends on the company. Furthermore, under law you are responsible for your vehicle, therefore, if you are seeking insurance coverage and intend to allow other drivers to drive the car, make sure you get coverage for other drivers, otherwise if the driver causes an accident, by law you will pay for the damage, loss, death, and any other problem the accident caused. Thus, if you have a new car, high-performance vehicle, and other risky materials or issues that can increase your premiums, take not of each area that may be considered a high risk and point this out to the agent ahead of time. It makes sense to get several quotes if you pose a potential high risk to find the best rates on car insurance plans.

For more insurance information please visit
http://thehomeworkco.com/insurance/index.php or http://cheapcarinsurance1.blogspot.com

 

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